Terms of Service

1. Agreement to Terms

By accessing or using GoldenCrest Insight Lab services, you agree to be bound by these Terms and our Privacy Policy.

2. Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

3. Course Access and License

Upon purchase, we grant you a limited, non-exclusive, non-transferable license to access course materials for your personal or organizational use in accordance with these Terms.

4. Acceptable Use

• No unauthorized copying, sharing, or public posting of course content.
• No attempts to circumvent technical protections or access without authorization.
• No use of services for unlawful, deceptive, or harmful activities.

5. Payments and Refunds

Prices are listed in USD and may change without notice. Refunds are available for 14 days if less than 20% of a course is completed, unless otherwise required by law.

6. Intellectual Property

All content is owned by GoldenCrest Insight Lab or its licensors and is protected by intellectual property laws. Trademarks, logos, and names may not be used without written permission.

7. Disclaimers

Courses are for educational purposes. We make no guarantees of specific outcomes. You are responsible for how you apply learnings in your context.

8. Limitation of Liability

To the maximum extent permitted by law, GoldenCrest Insight Lab is not liable for indirect, incidental, or consequential damages arising from use of the services.

9. Termination

We may suspend or terminate access for violations of these Terms. You may stop using the services at any time.

10. Changes

We may update these Terms from time to time. Continued use after changes constitutes acceptance.